Wedding Rsvp Wording Vegetarian

How will our pensions.

The draft bill on pension reform approved Friday by the Council of Ministers reduce pensions of almost all English in two ways different: on the one hand, they will pay for less time (by raising the retirement age) and, second, they pay less each month (reducing the amount of the benefit).

The way to prolong the time an unsustainable system is that fewer earners and more paganinis (raising the retirement age), while reducing the pension of those retiring (extending the period of calculation). The following are the main changes reform that, you know, not the last:

1. Delay retirement age : The most striking change and the least explanation needed. From now on the legal retirement age will be 67 years instead of 65. Only those who have accumulated 38.5 years listed may leave the work force until the age now.

2. regulatory base: So far, the pension is calculated by dividing 210 the worker's contribution base for the 180 months (fifteen years) before retirement. This calculation takes into account inflation. The reform provides for an extension, in two steps, in the years used for this calculation: first you will catch 20 and then 25 years.

2.1 Example: Imagine a person 40 to 50 years traded the equivalent of 1,000 euros / month. At that age, I got a raise and was listed 1,500 euros / month to 65 years.

So far, his pension would be 1,500 * 180/210 = 1285 euros per month.

With this reform, their pension will be: (1,500 * 180) + (1,000 * 120) / 350 = 1,114 euros / month.

2.2 Consequences: Here, each will have to do their calculations. A few, they could benefit reform. For example, someone who had contributed much of the 40 to 50 years and had been unemployed at the time. At most, they hurt, because almost everyone over age 65 charged with 40.

3. percentage contribution years: Not everyone takes 100% of his base salary. To calculate the pension, this applies to a percentage basis depending on the number of years of contributions. Up until now, had to be 35 years of contributions to qualify for the 100 and was down 2% for each year of less (and then a 3% after 25 years of contributions, see Table 1 ).

Source: Ministry of Labour. Social Security.

3.1 Example today: If our example retiree had contributed 35, charged the 1,285 euros, of which we spoke earlier. If she had paid 34 years earned 1285 * 0.98 = 1259. And if they had begun to contribute to the forty (25 years before retirement) earned 1285 * 0.8 = 1.028

3.2 The change after reform: The new law extended the minimum to 37. Even those who retire at age 67 must have served at least two years longer than current pensioners to collect their respective maximum contribution base.

4. Early retirement : Until now, any could request early retirement at age 61. What happened is that he applied a reduction in the percentage of their pension for each year in advance (see Table 2 ).

Source: Ministry of Labour. Social Security.

4.1 Example: if a person with 40 years of contributions would retire at 61, his pension was reduced by 24%. If you retire at 63, the reduction was 12%.

4.2. The amendment : From now on, retirement advance may be made only after 63 years, no matter how many years of contributions. Therefore, whoever wants to go home at 63 will lose 24% of his base (and those of 61 and 62 years shall not retire).

5. Who is affected by this reform? : Current pensioners have nothing to fear. Your pension is guaranteed. The reform will start to implement from the year 2013 and its implementation will be progressive.

5.1. When you start to apply? : The development will be progressive in all areas. This means that there will be people who retire in 2012 at 65 and others to do so in 2013 at 67. It will also be phasing in other aspects explained in the previous points, but needed to know exactly how to apply.

5.2. When retiring the fifties English? : The reform primarily affects those between 45 and 63 years currently. The major charge to the previous system. All children will know that many reforms before their turn.

In the case of retirement age for example, appears to be expanded in two months from 2013 to 2027. Thus, those who are 62 years now, will retire in 2013 with 65 years and two months, while those who are 50 springs will retire in 2027, at age 67.

6. The result: It is very difficult to calculate how reform will affect the overall system, since the extension of the period of calculation makes the cut depends crucially on the difference between what they charge those between 40 and 50 years and what they charge the older. Since the Government itself has spoken often of a saving of approximately 20% in the system (the sum of the benefits that are left to pay and the reduction of the average pension). This Friday, Expansion reach a similar figure. Therefore, it is normal that the average pension falls around 15-16%.

Article by D. Soriano LD " How to reduce your pension"

Wedding Rsvp Wording Vegetarian

How will our pensions.

The draft bill on pension reform approved Friday by the Council of Ministers reduce pensions of almost all English in two ways different: on the one hand, they will pay for less time (by raising the retirement age) and, second, they pay less each month (reducing the amount of the benefit).

The way to prolong the time an unsustainable system is that fewer earners and more paganinis (raising the retirement age), while reducing the pension of those retiring (extending the period of calculation). The following are the main changes reform that, you know, not the last:

1. Delay retirement age : The most striking change and the least explanation needed. From now on the legal retirement age will be 67 years instead of 65. Only those who have accumulated 38.5 years listed may leave the work force until the age now.

2. regulatory base: So far, the pension is calculated by dividing 210 the worker's contribution base for the 180 months (fifteen years) before retirement. This calculation takes into account inflation. The reform provides for an extension, in two steps, in the years used for this calculation: first you will catch 20 and then 25 years.

2.1 Example: Imagine a person 40 to 50 years traded the equivalent of 1,000 euros / month. At that age, I got a raise and was listed 1,500 euros / month to 65 years.

So far, his pension would be 1,500 * 180/210 = 1285 euros per month.

With this reform, their pension will be: (1,500 * 180) + (1,000 * 120) / 350 = 1,114 euros / month.

2.2 Consequences: Here, each will have to do their calculations. A few, they could benefit reform. For example, someone who had contributed much of the 40 to 50 years and had been unemployed at the time. At most, they hurt, because almost everyone over age 65 charged with 40.

3. percentage contribution years: Not everyone takes 100% of his base salary. To calculate the pension, this applies to a percentage basis depending on the number of years of contributions. Up until now, had to be 35 years of contributions to qualify for the 100 and was down 2% for each year of less (and then a 3% after 25 years of contributions, see Table 1 ).

Source: Ministry of Labour. Social Security.

3.1 Example today: If our example retiree had contributed 35, charged the 1,285 euros, of which we spoke earlier. If she had paid 34 years earned 1285 * 0.98 = 1259. And if they had begun to contribute to the forty (25 years before retirement) earned 1285 * 0.8 = 1.028

3.2 The change after reform: The new law extended the minimum to 37. Even those who retire at age 67 must have served at least two years longer than current pensioners to collect their respective maximum contribution base.

4. Early retirement : Until now, any could request early retirement at age 61. What happened is that he applied a reduction in the percentage of their pension for each year in advance (see Table 2 ).

Source: Ministry of Labour. Social Security.

4.1 Example: if a person with 40 years of contributions would retire at 61, his pension was reduced by 24%. If you retire at 63, the reduction was 12%.

4.2. The amendment : From now on, retirement advance may be made only after 63 years, no matter how many years of contributions. Therefore, whoever wants to go home at 63 will lose 24% of his base (and those of 61 and 62 years shall not retire).

5. Who is affected by this reform? : Current pensioners have nothing to fear. Your pension is guaranteed. The reform will start to implement from the year 2013 and its implementation will be progressive.

5.1. When you start to apply? : The development will be progressive in all areas. This means that there will be people who retire in 2012 at 65 and others to do so in 2013 at 67. It will also be phasing in other aspects explained in the previous points, but needed to know exactly how to apply.

5.2. When retiring the fifties English? : The reform primarily affects those between 45 and 63 years currently. The major charge to the previous system. All children will know that many reforms before their turn.

In the case of retirement age for example, appears to be expanded in two months from 2013 to 2027. Thus, those who are 62 years now, will retire in 2013 with 65 years and two months, while those who are 50 springs will retire in 2027, at age 67.

6. The result: It is very difficult to calculate how reform will affect the overall system, since the extension of the period of calculation makes the cut depends crucially on the difference between what they charge those between 40 and 50 years and what they charge the older. Since the Government itself has spoken often of a saving of approximately 20% in the system (the sum of the benefits that are left to pay and the reduction of the average pension). This Friday, Expansion reach a similar figure. Therefore, it is normal that the average pension falls around 15-16%.

Article by D. Soriano LD " How to reduce your pension"

Is Lap Band Surgery Covered By Ohip

linmar file browser from the console

Linmar is a file browser that is used from the console, you can navigate to your files, create, rename them or even see them at 2 touches mouse works with either the mouse or cursor keys and Enter to view the file you want and the function keys as I can rename, delete and create the file you want I've also read that you can connect to remote directories, thanks to support FTP protocol, SFTP, Samba and SSH this would be giving F6, but I have not checked this.

I have it already installed 2 months ago and when I please and I feel nostalgia for navigation and file was a few years ago I use it.

linmar To install you just have to go downtown and installing software from Ubuntu or from the console with the command:

Sudo aptitude install

linmar

Is Lap Band Surgery Covered By Ohip

linmar file browser from the console

Linmar is a file browser that is used from the console, you can navigate to your files, create, rename them or even see them at 2 touches mouse works with either the mouse or cursor keys and Enter to view the file you want and the function keys as I can rename, delete and create the file you want I've also read that you can connect to remote directories, thanks to support FTP protocol, SFTP, Samba and SSH this would be giving F6, but I have not checked this.

I have it already installed 2 months ago and when I please and I feel nostalgia for navigation and file was a few years ago I use it.

linmar To install you just have to go downtown and installing software from Ubuntu or from the console with the command:

Sudo aptitude install

linmar

What Poison Tastes Like Bitter Almonds

(MEME) The 10 most used commands in the console

From Penguins & cia I have received an invitation to this meme to show the 10 most commonly used commands from the console, it can be known using the following command:

history October

history 14 ls cd

October 6

5 linmar ffmpeg

man
4 3 2 exit time

2 ps

To continue to invite MEME following posts:


NovatillaSku



Ubuntu-guide



's Blog Simpicuito

What Poison Tastes Like Bitter Almonds

(MEME) The 10 most used commands in the console

From Penguins & cia I have received an invitation to this meme to show the 10 most commonly used commands from the console, it can be known using the following command:

history October

history 14 ls cd

October 6

5 linmar ffmpeg

man
4 3 2 exit time

2 ps

To continue to invite MEME following posts:


NovatillaSku



Ubuntu-guide



's Blog Simpicuito

Dr Joining Practice Letter

... Hugo Chavez again.

There isn'ta day that it dictator no effort to go on stage with the number of the goat, the problem is always good oppressor is, if someone not follow the dictates of their whims over him or gets him in jail ... all with the TV show with a speech of unconditional previously trained to follow the sound of his music.

Dr Joining Practice Letter

... Hugo Chavez again.

There isn'ta day that it dictator no effort to go on stage with the number of the goat, the problem is always good oppressor is, if someone not follow the dictates of their whims over him or gets him in jail ... all with the TV show with a speech of unconditional previously trained to follow the sound of his music.

Temperaturcalculator.

Proposals to reduce the deficit.

Of the multitude of e ue arrive every day I wanted to turn it into discussion paper. I'm sure that these proposals can add many more, but to start is not bad lol.

Spain must lower its deficit by 9.4 percentage points over the next decade, one of the more drastic reductions in the world, according to the International Monetary Fund ... also calls for a cut in health benefits of our country to reduce debt. Menudo picture.

Do not you think it's time to take the bull by the horns? ... and cut first:

• DISSOLUTION OF SCIENCE MINISTRIES, GOVERNMENT
• CANCELLATION OF TWO VICE.
• DISSOLUTION of the Provincial Councils (totally useless body and cover of "buddies") .
• DISSOLUTION OF THE "PROVINCIAL COUNCILS"
• CANCELLATION VIATALICIA BOARD OF ALL MEMBERS, AND OTHER SENATORS "PARENTS OF HOMELAND ."
• MAYORS AS SALARY LIMIT NUMBER OF PEOPLE. That ensures the salaries they want (ie the current Calvia, Mallorca, which charges more than the Prime Minister of Spain).
• CHANGE THE LAWS, AND ALSO IN PRISON FOR THIEVES, REQUIRE THAT ALL THE MONEY YOU HAVE STOLEN THE POLITICAL AND OTHER "ATTACHED" BACK TO THE COMMUNITIES WHERE coffers have been stolen. (Pachulin, Pantojas, Pretoria, Mercasevilla, Roldan, etc ... etc ...)
• ALL the official cars (which was made 40 years ago and in the Moncloa Pacts and it worked, "can not we have more official cars USA"),
• Cancel ALL VISA official (each one with his handkerchief dance) and put out all the "positions of trust" (we have plenty of officers to handle these tasks). ALL
• diplomats except an ambassador and a consul in each country. ("Can not you waste it on this rather than Germany and the United Kingdom")

With that, and a 30% cut items 4, 6 and 7 BUDGETS General (goodbye transfers unions, political parties, foundations and opaque chupópteros many ") would save more than 45,000 million Euros, we would not need to touch the pensions and salaries of officials.

Freeze pensions is unfair is unaware of acquired rights, condemning the hunger to many of those who deserve our respect.

reduce the salary of officials is unfair, is to ignore workers' rights acquired many of whom deserve our respect.

IMF is right when he says that "setting a good plan could even accelerate the activity economic ", but certainly not the plan of Zapatero and who will dare to do them?

Cut to the chase.

Temperaturcalculator.

Proposals to reduce the deficit.

Of the multitude of e ue arrive every day I wanted to turn it into discussion paper. I'm sure that these proposals can add many more, but to start is not bad lol.

Spain must lower its deficit by 9.4 percentage points over the next decade, one of the more drastic reductions in the world, according to the International Monetary Fund ... also calls for a cut in health benefits of our country to reduce debt. Menudo picture.

Do not you think it's time to take the bull by the horns? ... and cut first:

• DISSOLUTION OF SCIENCE MINISTRIES, GOVERNMENT
• CANCELLATION OF TWO VICE.
• DISSOLUTION of the Provincial Councils (totally useless body and cover of "buddies") .
• DISSOLUTION OF THE "PROVINCIAL COUNCILS"
• CANCELLATION VIATALICIA BOARD OF ALL MEMBERS, AND OTHER SENATORS "PARENTS OF HOMELAND ."
• MAYORS AS SALARY LIMIT NUMBER OF PEOPLE. That ensures the salaries they want (ie the current Calvia, Mallorca, which charges more than the Prime Minister of Spain).
• CHANGE THE LAWS, AND ALSO IN PRISON FOR THIEVES, REQUIRE THAT ALL THE MONEY YOU HAVE STOLEN THE POLITICAL AND OTHER "ATTACHED" BACK TO THE COMMUNITIES WHERE coffers have been stolen. (Pachulin, Pantojas, Pretoria, Mercasevilla, Roldan, etc ... etc ...)
• ALL the official cars (which was made 40 years ago and in the Moncloa Pacts and it worked, "can not we have more official cars USA"),
• Cancel ALL VISA official (each one with his handkerchief dance) and put out all the "positions of trust" (we have plenty of officers to handle these tasks). ALL
• diplomats except an ambassador and a consul in each country. ("Can not you waste it on this rather than Germany and the United Kingdom")

With that, and a 30% cut items 4, 6 and 7 BUDGETS General (goodbye transfers unions, political parties, foundations and opaque chupópteros many ") would save more than 45,000 million Euros, we would not need to touch the pensions and salaries of officials.

Freeze pensions is unfair is unaware of acquired rights, condemning the hunger to many of those who deserve our respect.

reduce the salary of officials is unfair, is to ignore workers' rights acquired many of whom deserve our respect.

IMF is right when he says that "setting a good plan could even accelerate the activity economic ", but certainly not the plan of Zapatero and who will dare to do them?

Cut to the chase.

Monster Energybackpacks

Something is happening in LVEF. The ridiculous deductions

Monster Energybackpacks

Something is happening in LVEF. The ridiculous deductions

How Can I Pay Aetna Online?

Sebastian.

Industry Minister, Mr. Sebastian, has tried to play down rawness of the first rise in electricity bills that will occur in 2011, stating that the rise be "more of the value of coffee a month."

data provided by the Minister are debatable, no further than the consumer and user associations estimate that the increase will be about € 7, in the end the percentage is unclear, a 10% increase for 2011 (the First, more to come) means that the price of energy used for baking bread will increase by 10%, also for cooling food, etc.. and now the Minister tells us that this increase is just over a coffee!

Knowing that higher electricity bill will be forwarded to all products, no doubt produced will rise higher than the price of coffee, except that Mr. Sebastian is taken tens of euros cafes or just want to tease us, an aspect that is not disposable, they just remember the bright idea that you gave away light bulbs in the mail.

Now it seems they do not want to change the energy system of this country is choking us, on one hand have been worth hundreds of wind farms and solar return doubtful, questionable and say, why it is difficult to justify, having invest more money in this type of energy, from which it never will occur. On top is a lot of English picaresque, to even produce solar energy night, it's fraud still have not found jejeje authors.

is true that the rise of light is not the only, transport, postal, butane ... and goodbye to the deductions for child home ... all this indicates that the model we were following was not appropriate and shows that jaimito Zapatero made the plans as "E" have been part of the problem not the solution, as the same Zapatero. Zapatero

go away today, not wait for tomorrow.

how you pay for a coffee?

How Can I Pay Aetna Online?

Sebastian.

Industry Minister, Mr. Sebastian, has tried to play down rawness of the first rise in electricity bills that will occur in 2011, stating that the rise be "more of the value of coffee a month."

data provided by the Minister are debatable, no further than the consumer and user associations estimate that the increase will be about € 7, in the end the percentage is unclear, a 10% increase for 2011 (the First, more to come) means that the price of energy used for baking bread will increase by 10%, also for cooling food, etc.. and now the Minister tells us that this increase is just over a coffee!

Knowing that higher electricity bill will be forwarded to all products, no doubt produced will rise higher than the price of coffee, except that Mr. Sebastian is taken tens of euros cafes or just want to tease us, an aspect that is not disposable, they just remember the bright idea that you gave away light bulbs in the mail.

Now it seems they do not want to change the energy system of this country is choking us, on one hand have been worth hundreds of wind farms and solar return doubtful, questionable and say, why it is difficult to justify, having invest more money in this type of energy, from which it never will occur. On top is a lot of English picaresque, to even produce solar energy night, it's fraud still have not found jejeje authors.

is true that the rise of light is not the only, transport, postal, butane ... and goodbye to the deductions for child home ... all this indicates that the model we were following was not appropriate and shows that jaimito Zapatero made the plans as "E" have been part of the problem not the solution, as the same Zapatero. Zapatero

go away today, not wait for tomorrow.

how you pay for a coffee?

How To Replace Cooktop

wireless connection with Ubuntu.

connect to our wireless network with Ubuntu is very simple just follow a few small steps:
1 st go the panel where the network symbol is in the top panel and give in, we will leave the networks that are within our wireless card including ours give the cursor over our network.

Step 2 we will get a window telling us that we have network requires a password set the password that corresponds to our network and to connect.

Once we connected as we will notice that we have connected to our network and we can use the Internet.

It's that simple.

How To Replace Cooktop

wireless connection with Ubuntu.

connect to our wireless network with Ubuntu is very simple just follow a few small steps:
1 st go the panel where the network symbol is in the top panel and give in, we will leave the networks that are within our wireless card including ours give the cursor over our network.

Step 2 we will get a window telling us that we have network requires a password set the password that corresponds to our network and to connect.

Once we connected as we will notice that we have connected to our network and we can use the Internet.

It's that simple.

Is Lap-band Surgery Paid By Ohip In Ontario

THANK YOU THANK YOU THANK YOU. Sad Ballad

On Saturday January 8 held by the center of the city of León a demonstration that was one of the initiatives launched in support of the two records for workers unfairly talk to the press, this pretext used by the direction of FEVE to banish them for 5 years Galicia.

the company's management led FEVE injustice to its maximum extent in this disciplinary action and what is worse, is intent on this injustice no matter the possible consequences for all parties involved. Certainly for the workers who have to rethink their lives dragging his entire family: mother, parents, sons, daughters ... and for the company because it will be shown as leadership headed by Angel Villalba, try to silence those who are critical of his disastrous management.

FEVE address is already subject to repeated criticism from various sectors of society and in turn, workers are reprisals displays of affection and solidarity. Each day that passes are connoisseurs of fine and less they understand.

However, there are only two ways to undo this madness, or the company withdraws the disciplinary or the ordinary courts will take action in this matter. Even and because of the significance that this sanction has, has asked the company management to temporarily suspend it until the court ruling. However, this appeal has been rejected, showing the direction of LVEF, bad faith it is having on these records, indicating once again that it intends to do as much damage as possible.

After the stubbornness of the leadership of the company are being made every possible action to defend and support workers in retaliation. All measures are aimed at the restoration of the DOS Clutches their jobs, have the support of SF-Inter .

Thanks to everyone who in one way or another you have shown your support and commitment to these two companions, these expressions of solidarity have been very important to them in these hard times. Thanks also to colleagues who have worked conscientiously tucking in the demonstration to fellow reprisals.